Default Prevention
This web page has been created to provide our students with answers to the most frequently asked questions about default prevention and financial literacy.
Please select your topic of interest for information on debt management skills such as:
- Student Loans
- Credit Management
- Budgeting
- Consolidation
If you have additional questions, which are not answered on this page, feel free to contact the Navigating Your Future Help Desk at 1-800-560-9106, extension 7040 or visit the www.navigatingyourfuture.org website.
Student Loans
Credit Management
Budgeting
Help
1. Select one of the categories in the tabs above.
2. Click on question of interest.
3. Page links at the bottom of this page.
4. Scroll down to view content.
Contact Us
Valencia Community College
1-407-299-5000
Florida Department of Education
1-800-366-3475
Navigating Your Financial Future
1-800-560-9106, extension 7040
National Student Loan Data System (NSLDS)
1-800-4-FED-AID
Consolidation
- What loans are eligible for consolidation?
- How do I choose a lender?
- What are the repayment terms, monthly payments, principal and interest for a consolidation loan?
- What are the pros and cons of consolidating?
- How do I apply for a consolidation loan?
- How do I solve my repayment problems?
- How do I know if all or part of my consolidation loan is eligible for cancellation, forgiveness or discharge?
- How do I avoid becoming delinquent or in default on a consolidation loan?
- National Student Clearinghouse
- What is the current interest rates?
